✅ Eligibility & Application

Loan Eligibility & Application Process

Understand exactly what you need to qualify - then follow our simple 5-step process to apply with confidence.

★ 30,000+ customers ★ Tamil Nadu ★ Trusted since 2022
Loan eligibility illustration
General Criteria

Who Qualifies for a Loan

  • Indian resident aged 21–65 years
  • Salaried, self-employed or business owner with steady income
  • Resident of Salem, Attur, Namakkal, Erode or Mettur
  • A clean repayment track record improves eligibility
  • Valid KYC and income / business proof
Checking loan eligibility documents on a phone
By Loan Type

Documents You'll Need

Gold Loan
  • Aadhaar / ID proof
  • Gold ornaments (18–22 ct)
  • Photographs
  • No income proof needed
SHG Loan
  • Group documents
  • Member KYC
  • Group savings record
  • Address proof
Quick Check

Get a Free Eligibility Assessment

Share your details and we'll tell you what you qualify for - no obligation.

5 Steps

Your Application Journey

A seamless journey from application to approval - clear at every stage, fast at every step.

Submit Your Request
Complete the loan enquiry or application form online or at our branch.
Document Verification
Our team reviews the required documents and KYC information.
Eligibility Assessment
We evaluate your application based on product-specific criteria.
Approval & Confirmation
Once approved, loan details are communicated for your acceptance.
Disbursement
Funds are processed as per the approved terms and conditions.

Simple process. Faster decisions. Better financial support.

Loan Eligibility

Simple Requirements. Easy Access.

We strive to make financing accessible through a straightforward eligibility process.

Basic Eligibility Criteria

Note: Eligibility may vary depending on the loan product and assessment criteria.

Designed to make borrowing easier and more accessible.

Not Sure If You Qualify?

Call our Salem loan team - we'll guide you in plain language.

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