📄 Clear & Fair Terms

Terms & Conditions

The terms that govern your use of YoursPay services and website.

Last updated: June 2026

These Terms & Conditions govern your use of the YoursPay website and services. By using our website or applying for any service, you agree to these terms.

1. Services

YoursPay facilitates financial services including loans, deposits, banking, digital payments and franchise opportunities, often in partnership with regulated banks, NBFCs, insurers and payment networks. All services are subject to eligibility, verification and approval.

2. No Guarantee of Approval or Income

Loan and service approvals are at the discretion of YoursPay and its partners, based on eligibility and applicable policies. For retailer and franchise opportunities, any earnings depend on your location, effort and transaction volume. We do not guarantee any fixed income or return.

3. Accuracy of Information

You agree to provide true, accurate and complete information. Providing false or misleading information may result in rejection of your application or termination of services.

4. Fees & Charges

Applicable interest rates, fees and charges are disclosed before you commit to a service. You are responsible for understanding the terms of any product you avail.

5. Intellectual Property

All content, logos and materials on this website are the property of YoursPay or its partners and may not be used without permission.

6. Limitation of Liability

To the extent permitted by law, YoursPay is not liable for indirect or consequential losses arising from the use of our website or services. Services are provided on an "as available" basis.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content or practices of those websites.

8. Governing Law

These terms are governed by the laws of India, and any disputes are subject to the jurisdiction of the courts in Salem, Tamil Nadu.

9. Contact Us

For questions about these terms, contact support@yourspay.in or +91 98945 76238.