/* ============================================
   YoursPay Website - Shared Styles
   Mobile-first (375px+), scales up
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');
@import url('https://fonts.googleapis.com/css2?family=JetBrains+Mono:wght@400;500&display=swap');

:root {
  --blue-50:#EBF0FA; --blue-100:#D0DDEF; --blue-200:#A1BBE0;
  --blue-300:#6B94CC; --blue-400:#3A6FBA; --blue-500:#0047AF;
  --blue-600:#003C94; --blue-700:#003079; --blue-800:#00245E; --blue-900:#001843;
  --orange-50:#FFF3E8; --orange-100:#FFE1C4; --orange-200:#FFC78F;
  --orange-300:#FFAB59; --orange-400:#F08C3A; --orange-500:#D97A2A;
  --orange-600:#B8631E; --orange-700:#964E16; --orange-800:#753C10;
  --neutral-0:#FFF; --neutral-50:#F7F8FA; --neutral-100:#EEF0F4;
  --neutral-150:#E4E7ED; --neutral-200:#D4D8E1; --neutral-300:#B4BAC8;
  --neutral-400:#929AAD; --neutral-500:#717A8F; --neutral-600:#565E70;
  --neutral-700:#3F4654; --neutral-800:#2A2F3A; --neutral-900:#181B22;
  --surface-alt:#E8F0FB; --surface-offer:#FFF1E4;
  --success-500:#16A34A; --success-50:#ECFDF3;
  --error-500:#DC2626; --error-50:#FEF2F2;
  --warning-500:#D97706; --warning-50:#FFFBEB;
  --font-sans:'Plus Jakarta Sans',system-ui,-apple-system,sans-serif;
  --font-mono:'JetBrains Mono',ui-monospace,monospace;
  --radius-sm:6px; --radius-md:8px; --radius-lg:12px; --radius-xl:16px; --radius-full:9999px;
  --shadow-1:0 1px 3px rgba(0,0,0,.08),0 1px 2px rgba(0,0,0,.06);
  --shadow-2:0 4px 12px rgba(0,0,0,.10),0 2px 4px rgba(0,0,0,.06);
  --shadow-3:0 12px 32px rgba(0,0,0,.14),0 4px 8px rgba(0,0,0,.08);
}

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{font-size:16px;scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-sans);color:var(--neutral-800);background:#fff;line-height:1.6;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue-500);text-decoration:none;transition:color .15s}
a:hover{color:var(--blue-600)}
button{font-family:var(--font-sans);cursor:pointer}

/* --- Container --- */
.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px}
@media(min-width:768px){.container{padding:0 32px}}
@media(min-width:1024px){.container{padding:0 40px}}

/* --- Section --- */
.section{padding:50px 0}


body > section.section{background:#fff}
body > section.section.section-alt{background:var(--blue-50)}
.section-alt{background:var(--blue-50)}
/* legacy cream variants are stripped at runtime by YPnormalizeSections;
   fall back to white if any HTML still references them */
.section-warm,.section-cool,.section-offer{background:#fff !important}
.section-blue,body > section.section.section-blue{background:var(--blue-500) !important;color:#fff}
.section-dark,body > section.section.section-dark{background:var(--neutral-900) !important;color:#fff}

.section-header{text-align:center;margin-bottom:36px}
@media(min-width:768px){.section-header{margin-bottom:48px}}
.section-overline{font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--orange-400);margin-bottom:8px}
.section-title{font-size:1.75rem;font-weight:800;color:var(--neutral-900);letter-spacing:-.02em;line-height:1.2;text-wrap:pretty}
@media(min-width:768px){.section-title{font-size:2.25rem}}
.section-blue .section-title,.section-dark .section-title{color:#fff}
.section-subtitle{font-size:1rem;color:var(--neutral-500);margin-top:10px;max-width:560px;margin-left:auto;margin-right:auto}
.section-blue .section-subtitle{color:rgba(255,255,255,.75)}

/* --- Typography --- */
h1{font-size:2rem;font-weight:800;line-height:1.15;letter-spacing:-.025em}
h2{font-size:1.75rem;font-weight:700;line-height:1.2;letter-spacing:-.02em}
h3{font-size:1.25rem;font-weight:700;line-height:1.3}
h4{font-size:1.1rem;font-weight:600;line-height:1.3}
@media(min-width:768px){
  h1{font-size:2.75rem} h2{font-size:2.25rem} h3{font-size:1.5rem}
}
@media(min-width:1024px){
  h1{font-size:3.25rem}
}
p{margin-bottom:1rem}

/* --- Buttons --- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;border-radius:var(--radius-md);font-size:.938rem;font-weight:600;border:none;transition:all .15s ease;text-decoration:none;line-height:1.2}
.btn-lg{padding:14px 32px;font-size:1rem}
.btn-sm{padding:8px 16px;font-size:.813rem}
.btn-primary{background:var(--orange-400);color:#fff}
.btn-primary:hover{background:var(--orange-500);color:#fff}
.btn-secondary{background:var(--blue-500);color:#fff}
.btn-secondary:hover{background:var(--blue-600);color:#fff}
.btn-accent{background:var(--orange-400);color:#fff}
.btn-accent:hover{background:var(--orange-500);color:#fff}
.btn-outline{background:transparent;color:var(--blue-500);border:1.5px solid var(--blue-500)}
.btn-outline:hover{background:var(--blue-50)}
.btn-white{background:#fff;color:var(--blue-500)}
.btn-white:hover{background:var(--neutral-50)}
.btn-ghost{background:transparent;color:var(--neutral-600)}
.btn-ghost:hover{background:var(--neutral-50)}
.btn-whatsapp{background:#25D366;color:#fff}
.btn-whatsapp:hover{background:#1EBE57;color:#fff}
.btn-call{background:var(--blue-500);color:#fff}
.btn-call:hover{background:var(--blue-600);color:#fff}
.btn-block{width:100%}
.btn-group{display:flex;flex-wrap:wrap;gap:10px}

/* --- Cards --- */
.card{background:#fff;border-radius:var(--radius-lg);border:1px solid var(--neutral-150);padding:24px;transition:box-shadow .2s,border-color .2s}
.card:hover{box-shadow:var(--shadow-2);border-color:var(--neutral-200)}
.card-icon{width:48px;height:48px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:14px;flex-shrink:0}
.card-title{font-size:1.05rem;font-weight:700;color:var(--neutral-900);margin-bottom:6px}
.card-text{font-size:.875rem;color:var(--neutral-500);line-height:1.55}
.svc-card{padding:0;overflow:hidden;display:flex;flex-direction:column}
.svc-card .svc-media{width:100%;aspect-ratio:16/10;overflow:hidden;background:var(--neutral-100)}
.svc-card .svc-media img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .35s ease}
.svc-card:hover .svc-media img{transform:scale(1.04)}
.svc-card .svc-body{padding:20px 22px 22px;display:flex;flex-direction:column;align-items:flex-start;gap:10px;flex:1 1 auto}
.svc-card .svc-cta{margin-top:auto}
.svc-card:hover .svc-cta{background:var(--blue-600)}

/* --- Grid --- */
.grid{display:grid;gap:16px}
.grid-2{grid-template-columns:1fr}
.grid-3{grid-template-columns:1fr}
.grid-4{grid-template-columns:1fr}
.grid-5{grid-template-columns:1fr}
.grid-6{grid-template-columns:1fr}
@media(min-width:640px){.grid-2{grid-template-columns:repeat(2,1fr)}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-5{grid-template-columns:repeat(2,1fr)}}
@media(min-width:768px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-5{grid-template-columns:repeat(3,1fr)}.grid-6{grid-template-columns:repeat(3,1fr)}.grid{gap:20px}}
@media(min-width:1024px){.grid-4{grid-template-columns:repeat(4,1fr)}.grid-5{grid-template-columns:repeat(5,1fr)}.grid-6{grid-template-columns:repeat(6,1fr)}.grid{gap:24px}}

/* --- Stat --- */
.stat{text-align:center;padding:20px}
.stat-value{font-size:2rem;font-weight:800;color:var(--blue-500);letter-spacing:-.02em}
.section-blue .stat-value,.section-dark .stat-value{color:var(--orange-400)}
.stat-label{font-size:.875rem;color:var(--neutral-500);margin-top:4px;font-weight:500}
.section-blue .stat-label,.section-dark .stat-label{color:rgba(255,255,255,.7)}

/* --- Form --- */
.form{display:flex;flex-direction:column;gap:14px}
.form-row{display:grid;gap:14px}
@media(min-width:640px){.form-row{grid-template-columns:repeat(2,1fr)}}
.form-group{display:flex;flex-direction:column;gap:5px}
.form-label{font-size:.813rem;font-weight:600;color:var(--neutral-700)}
.form-input,.form-select,.form-textarea{padding:11px 14px;border:1.5px solid var(--neutral-200);border-radius:var(--radius-sm);font-size:.938rem;font-family:var(--font-sans);color:var(--neutral-800);outline:none;transition:border-color .15s;background:#fff;width:100%}
.form-input:focus,.form-select:focus,.form-textarea:focus{border-color:var(--blue-400);box-shadow:0 0 0 3px var(--blue-50)}
.form-input::placeholder,.form-textarea::placeholder{color:var(--neutral-400)}
.form-textarea{resize:vertical;min-height:80px}

/* --- Badge --- */
.badge{display:inline-flex;align-items:center;gap:4px;font-size:.75rem;font-weight:600;padding:4px 10px;border-radius:var(--radius-full)}
.badge-blue{background:var(--blue-50);color:var(--blue-600)}
.badge-orange{background:var(--orange-50);color:var(--orange-600)}
.badge-success{background:var(--success-50);color:var(--success-500)}

/* --- Feature list --- */
.feature-list{list-style:none;display:flex;flex-direction:column;gap:10px}
.feature-list li{display:flex;align-items:flex-start;gap:10px;font-size:.938rem;color:var(--neutral-700)}
.feature-list li::before{content:'✓';flex-shrink:0;width:22px;height:22px;border-radius:50%;background:var(--success-50);color:var(--success-500);display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:700;margin-top:1px}

/* --- Process steps --- */
.steps{display:grid;gap:24px;counter-reset:step}
@media(min-width:768px){.steps{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}}
.step{position:relative;counter-increment:step;text-align:center;padding:24px 16px}
.step::before{content:counter(step);display:flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;background:var(--blue-500);color:#fff;font-weight:700;font-size:1rem;margin:0 auto 12px}
.step-title{font-weight:700;color:var(--neutral-900);margin-bottom:4px}
.step-text{font-size:.85rem;color:var(--neutral-500)}

/* --- FAQ --- */
.faq-item{border-bottom:1px solid var(--neutral-150);padding:16px 0}
.faq-q{font-weight:600;color:var(--neutral-800);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:.938rem}
.faq-q::after{content:'+';font-size:1.25rem;color:var(--neutral-400);transition:transform .2s;flex-shrink:0}
.faq-item.open .faq-q::after{content:'−'}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s;font-size:.875rem;color:var(--neutral-500);line-height:1.6}
.faq-item.open .faq-a{max-height:500px;padding-top:10px}

/* --- Testimonial --- */
.testimonial{background:#fff;border-radius:var(--radius-lg);border:1px solid var(--neutral-150);padding:24px;display:flex;flex-direction:column;gap:12px}
.testimonial-text{font-size:.938rem;color:var(--neutral-600);font-style:italic;line-height:1.6}
.testimonial-author{display:flex;align-items:center;gap:10px}
.testimonial-avatar{width:40px;height:40px;border-radius:50%;background:var(--blue-100);display:flex;align-items:center;justify-content:center;font-weight:700;color:var(--blue-600);font-size:.875rem;flex-shrink:0}
.testimonial-name{font-weight:600;color:var(--neutral-800);font-size:.875rem}
.testimonial-role{font-size:.75rem;color:var(--neutral-400)}

/* --- Data table (scheme/rate tables) --- */
.data-table-wrap{overflow-x:auto;border:1px solid var(--neutral-150);border-radius:var(--radius-lg);background:#fff}
.data-table{width:100%;border-collapse:collapse;font-size:.9rem;min-width:480px}
.data-table th{text-align:left;font-weight:700;font-size:.78rem;color:var(--neutral-600);text-transform:uppercase;letter-spacing:.03em;padding:14px 16px;background:var(--neutral-50);border-bottom:1px solid var(--neutral-150);white-space:nowrap}
.data-table td{padding:13px 16px;border-bottom:1px solid var(--neutral-100);color:var(--neutral-700);vertical-align:middle}
.data-table tr:last-child td{border-bottom:none}
.data-table tbody tr:hover{background:var(--neutral-50)}
.data-table .rate{font-family:var(--font-mono);font-weight:600;color:var(--blue-600)}
.data-table .amt{font-family:var(--font-mono);font-weight:600;color:var(--neutral-900);white-space:nowrap}
.data-table .hl{font-weight:700;color:var(--success-600)}
.table-caption{font-size:.78rem;color:var(--neutral-400);margin-top:10px}

/* --- News Ticker --- */
.news-ticker{display:flex;align-items:stretch;background:linear-gradient(90deg,var(--orange-500) 0,var(--orange-400) 100%);color:#fff;font-size:.78rem;overflow:hidden;border-bottom:1px solid rgba(0,0,0,.06)}
.ticker-label{display:flex;align-items:center;gap:6px;padding:6px 14px;background:rgba(0,0,0,.18);font-weight:700;text-transform:uppercase;letter-spacing:.05em;font-size:.7rem;white-space:nowrap;flex-shrink:0}
.ticker-dot{width:7px;height:7px;border-radius:50%;background:#fff;animation:tickerBlink 1.2s infinite}
@keyframes tickerBlink{0%,100%{opacity:1}50%{opacity:.3}}
.ticker-viewport{flex:1;overflow:hidden;position:relative;display:flex;align-items:center}
.ticker-track{display:flex;align-items:center;gap:0;white-space:nowrap;animation:tickerScroll 60s linear infinite;will-change:transform}
.ticker-viewport:hover .ticker-track{animation-play-state:paused}
.ticker-item{color:#fff;text-decoration:none;padding:6px 14px;font-weight:500;transition:color .2s}
.ticker-item:hover{color:var(--blue-900);text-decoration:underline}
.ticker-sep{opacity:.6;padding:0 2px}
@keyframes tickerScroll{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
@media(min-width:768px){.news-ticker{font-size:.85rem}.ticker-label{font-size:.75rem}}

/* --- Top Info Bar --- */
.topbar{background:var(--blue-700);color:rgba(255,255,255,.92);font-size:.8rem}
.topbar-inner{display:flex;align-items:center;justify-content:center;gap:12px;min-height:36px;padding:6px 0;text-align:center}
.topbar-welcome{font-weight:500;letter-spacing:.01em}
.topbar-phone{display:inline-flex;align-items:center;gap:5px;color:#fff;font-weight:600;text-decoration:none;white-space:nowrap}
.topbar-phone:hover{color:var(--orange-300)}
.topbar-phone-icon{font-size:.85rem}
@media(min-width:768px){
  .topbar{font-size:.85rem}
  .topbar-inner{justify-content:space-between;gap:16px}
}

/* --- Navbar --- */
.navbar{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border-bottom:1px solid var(--neutral-150)}
.navbar-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
.navbar-logo{display:flex;align-items:center;gap:8px;font-size:1.25rem;font-weight:800;color:var(--blue-500);letter-spacing:-.02em;text-decoration:none}
.navbar-logo span{color:var(--orange-400)}
.navbar-logo img{height:32px;width:auto}
.nav-links{display:none;gap:0;align-items:center;flex-wrap:nowrap;white-space:nowrap}
@media(min-width:1024px){.nav-links{display:flex}}
.nav-link{padding:8px 10px;font-size:.875rem;font-weight:500;color:var(--neutral-700);border-radius:var(--radius-sm);transition:all .15s;text-decoration:none;white-space:nowrap}
.nav-link:hover,.nav-link.active{color:var(--blue-500);background:var(--blue-50)}

/* Dropdown nav */
.nav-item{position:relative;display:flex;align-items:center}
.nav-trigger{display:inline-flex;align-items:center;gap:4px;border:none;background:none;font-family:var(--font-sans);line-height:1.2}
.nav-trigger .caret{display:none}
.nav-dropdown{position:absolute;top:100%;left:0;min-width:180px;background:#fff;border:1px solid var(--neutral-150);border-radius:var(--radius-md);box-shadow:var(--shadow-2);padding:6px;display:flex;flex-direction:column;gap:1px;opacity:0;visibility:hidden;transform:translateY(4px);transition:opacity .15s,transform .15s,visibility .15s;z-index:120}
.nav-item::after{content:'';position:absolute;top:100%;left:0;right:0;height:10px}
.nav-item:hover .nav-dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown-link{display:block;padding:7px 10px;border-radius:var(--radius-sm);font-size:.825rem;font-weight:500;color:var(--neutral-700);text-decoration:none;transition:all .12s;white-space:nowrap}
.dropdown-link:hover,.dropdown-link.active{background:var(--blue-50);color:var(--blue-500)}

.nav-cta{display:none}
@media(min-width:1024px){.nav-cta{display:flex;gap:8px;align-items:center}}
.nav-toggle{display:flex;align-items:center;justify-content:center;width:40px;height:40px;border:none;background:none;color:var(--neutral-700);font-size:24px}
@media(min-width:1024px){.nav-toggle{display:none}}

/* Mobile nav */
.mobile-nav{display:none;position:fixed;top:64px;left:0;right:0;bottom:0;background:#fff;z-index:99;padding:20px;flex-direction:column;gap:4px;overflow-y:auto}
.mobile-nav.open{display:flex}
.mobile-nav a{display:block;padding:12px 16px;font-size:1rem;font-weight:500;color:var(--neutral-700);border-radius:var(--radius-md);text-decoration:none}
.mobile-nav a:hover,.mobile-nav a.active{background:var(--blue-50);color:var(--blue-500)}
.mobile-nav .btn{margin-top:8px}
.m-group{display:flex;align-items:center;justify-content:space-between;width:100%;padding:12px 16px;font-size:1rem;font-weight:600;color:var(--neutral-800);background:none;border:none;border-radius:var(--radius-md);text-align:left;font-family:var(--font-sans)}
.m-group .caret{font-size:.8rem;transition:transform .2s;opacity:.6}
.m-group.open .caret{transform:rotate(180deg)}
.m-submenu{display:none;flex-direction:column;padding-left:12px;margin-bottom:4px;border-left:2px solid var(--neutral-150);margin-left:16px}
.m-submenu.open{display:flex}
.m-submenu a{font-size:.95rem;font-weight:500;color:var(--neutral-600);padding:10px 14px}

/* --- Footer --- */
.footer{background:linear-gradient(180deg,var(--blue-800) 0%,var(--blue-900) 100%);color:rgba(255,255,255,.75);padding:28px 0 20px}
.footer-grid{display:grid;gap:20px;margin-bottom:24px}
@media(min-width:640px){.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1024px){.footer-grid{grid-template-columns:repeat(4,1fr)}}
.footer-brand{font-size:1.25rem;font-weight:800;color:#fff;margin-bottom:8px;letter-spacing:-.02em}
.footer-brand img{height:40px;width:auto;display:block;filter:brightness(0) invert(1)}
.footer-brand span{color:var(--orange-400)}
.footer-desc{font-size:.875rem;line-height:1.6;margin-bottom:10px}
.footer-heading{font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--orange-400);margin-bottom:8px}
.footer-links{list-style:none;display:flex;flex-direction:column;gap:5px}
.footer-links a{color:rgba(255,255,255,.7);font-size:.875rem;transition:color .15s;text-decoration:none}
.footer-links a:hover{color:#fff}
.footer-contact{display:grid;grid-template-columns:1fr;gap:16px;padding:20px 0;margin-bottom:18px;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12)}
@media(min-width:640px){.footer-contact{grid-template-columns:auto auto 1fr;gap:28px;align-items:start}}
.fc-item{display:flex;gap:12px;align-items:flex-start}
.fc-icon{font-size:1.25rem;flex-shrink:0;line-height:1.2;margin-top:2px}
.fc-label{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--orange-400);margin-bottom:3px}
.fc-value{display:block;color:#fff;font-size:.875rem;font-weight:500;line-height:1.5;text-decoration:none}
a.fc-value:hover{color:var(--orange-400)}
.footer-bottom{padding-top:14px;display:flex;flex-wrap:wrap;justify-content:center;gap:12px;font-size:.8rem;color:rgba(255,255,255,.55);text-align:center}

/* --- WhatsApp Float --- */
.wa-float{position:fixed;bottom:20px;right:20px;z-index:200;width:56px;height:56px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 16px rgba(37,211,102,.35);transition:transform .2s;text-decoration:none}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:28px;height:28px;fill:#fff}

/* --- Hero --- */
.hero{position:relative;background:linear-gradient(135deg,var(--blue-800) 0%,var(--blue-500) 100%);color:#fff;padding:80px 0 60px;overflow:hidden}
@media(min-width:768px){.hero{padding:100px 0 80px}}
.hero-grid{display:grid;gap:40px;align-items:center}
@media(min-width:768px){.hero-grid{grid-template-columns:1fr 1fr}}
.hero h1{color:#fff;margin-bottom:16px}
.hero p{color:rgba(255,255,255,.8);font-size:1.05rem;margin-bottom:24px;max-width:480px}
.hero-visual{display:flex;align-items:center;justify-content:center}
.hero-img{width:100%;max-width:460px;aspect-ratio:4/3;background:rgba(255,255,255,.08);border-radius:var(--radius-xl);border:1px solid rgba(255,255,255,.12);overflow:hidden;display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.3);font-size:.875rem;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.hero-img img{width:100%;height:100%;object-fit:cover;display:block}

/* --- Media (royalty-free imagery) --- */
.media{position:relative;overflow:hidden;background:var(--neutral-100)}
.media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.media-fallback::after{content:'';position:absolute;inset:0;background:linear-gradient(135deg,var(--blue-100),var(--blue-50))}
.hero-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.15);padding:6px 14px;border-radius:var(--radius-full);font-size:.8rem;font-weight:600;margin-bottom:16px;color:rgba(255,255,255,.9)}
.hero-accent{color:var(--orange-400)}
.typewriter{display:inline-block;min-width:2ch}
.typewriter::after{content:'|';animation:blink-caret .8s step-end infinite;color:var(--orange-400);margin-left:2px;font-weight:300}
@keyframes blink-caret{0%,100%{opacity:1}50%{opacity:0}}
.hero-trust{display:flex;gap:20px;margin-top:24px;flex-wrap:wrap}
.hero-trust span{font-size:.85rem;font-weight:600;color:rgba(255,255,255,.85)}
.hero-form{background:#fff;border-radius:var(--radius-lg);border-top:4px solid var(--orange-400);box-shadow:var(--shadow-3);padding:24px;width:100%;max-width:420px;display:flex;flex-direction:column;gap:12px}
.hero-form-title{font-size:1.35rem;font-weight:800;color:var(--neutral-900);letter-spacing:-.02em}
.hero-form-sub{font-size:.875rem;color:var(--neutral-500);margin:-4px 0 4px}

/* --- Page header --- */
.page-header{position:relative;background:linear-gradient(135deg,var(--blue-700) 0%,var(--blue-500) 50%,var(--blue-600) 100%);color:#fff;padding:56px 0 64px;text-align:center;overflow:hidden}
.page-header::before{content:'';position:absolute;top:-60px;right:-60px;width:240px;height:240px;background:radial-gradient(circle,rgba(240,140,58,.28),transparent 70%);border-radius:50%;pointer-events:none}
.page-header::after{content:'';position:absolute;bottom:-80px;left:-40px;width:200px;height:200px;background:radial-gradient(circle,rgba(255,255,255,.08),transparent 70%);border-radius:50%;pointer-events:none}
.page-header > .container{position:relative;z-index:1}
@media(min-width:768px){.page-header{padding:72px 0 84px}}
.page-header h1{color:#fff;font-size:2rem;margin-bottom:10px;letter-spacing:-.02em;line-height:1.15}
@media(min-width:768px){.page-header h1{font-size:2.65rem}}
.page-header p{color:rgba(255,255,255,.85);font-size:1.05rem;max-width:640px;margin:0 auto;line-height:1.55}
.breadcrumb{display:flex;align-items:center;justify-content:center;gap:6px;font-size:.8rem;margin-bottom:12px;color:rgba(255,255,255,.5)}
.breadcrumb a{color:rgba(255,255,255,.6);text-decoration:none}
.breadcrumb a:hover{color:#fff}

/* --- CTA band --- */
.cta-band{background:var(--orange-400);color:#fff;padding:40px 0;text-align:center}
@media(min-width:768px){.cta-band{padding:56px 0}}
.cta-band h2{color:#fff;font-size:1.5rem;margin-bottom:8px}
@media(min-width:768px){.cta-band h2{font-size:2rem}}
.cta-band p{color:rgba(255,255,255,.85);margin-bottom:20px}

/* --- Utility --- */
.text-center{text-align:center}
.text-blue{color:var(--blue-500)}
.text-orange{color:var(--orange-400)}
.fw-700{font-weight:700}
.mt-1{margin-top:8px} .mt-2{margin-top:16px} .mt-3{margin-top:24px} .mt-4{margin-top:32px}
.mb-1{margin-bottom:8px} .mb-2{margin-bottom:16px} .mb-3{margin-bottom:24px}
.hidden-mobile{display:none}
@media(min-width:768px){.hidden-mobile{display:block}}
.hidden-desktop{display:block}
@media(min-width:1024px){.hidden-desktop{display:none}}

/* --- Calculators --- */
.calc-tabs{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-bottom:24px}
.calc-tab{padding:10px 18px;font-size:.875rem;font-weight:600;border:1.5px solid var(--neutral-200);background:#fff;color:var(--neutral-600);border-radius:var(--radius-full);transition:all .15s;font-family:var(--font-sans)}
.calc-tab:hover{border-color:var(--blue-400);color:var(--blue-500)}
.calc-tab.active{background:var(--blue-500);border-color:var(--blue-500);color:#fff}
.calc-panel{display:none}
.calc-panel.active{display:block;animation:calcFade .25s var(--ease-out)}
@keyframes calcFade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}
.calc-card{display:grid;grid-template-columns:1fr;gap:0;background:#fff;border:1px solid var(--neutral-150);border-radius:var(--radius-lg);box-shadow:var(--shadow-1);overflow:hidden;max-width:860px;margin:0 auto}
@media(min-width:768px){.calc-card{grid-template-columns:1fr 1fr}}
.calc-inputs{padding:28px;display:flex;flex-direction:column;gap:14px}
.calc-heading{font-size:1.15rem;font-weight:700;color:var(--neutral-900);margin-bottom:4px}
.calc-inputs .btn{margin-top:6px}
.calc-result{background:var(--blue-500);color:#fff;padding:28px;display:flex;flex-direction:column;justify-content:center}
.calc-result-label{font-size:.8rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:rgba(255,255,255,.7)}
.calc-result-value{font-size:2.25rem;font-weight:800;letter-spacing:-.02em;margin:4px 0 16px;color:#fff;line-height:1.1}
.calc-result-row{display:flex;justify-content:space-between;font-size:.9rem;padding:8px 0;border-top:1px solid rgba(255,255,255,.15);color:rgba(255,255,255,.85)}
.calc-result-row span:last-child{font-weight:700;color:#fff;font-family:var(--font-mono)}
.calc-note{font-size:.72rem;color:rgba(255,255,255,.55);margin:12px 0 0;line-height:1.5}

/* ============================================
   Premium Tier Cards (Savings / product tiers)
   ============================================ */
.tier-grid{display:grid;gap:24px;grid-template-columns:1fr}
@media(min-width:768px){.tier-grid{grid-template-columns:repeat(3,1fr);gap:24px;align-items:stretch}}
.tier-card{position:relative;background:#fff;border-radius:var(--radius-xl);border:1px solid var(--neutral-150);padding:28px 24px 24px;display:flex;flex-direction:column;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;overflow:hidden}
.tier-card::before{content:'';position:absolute;top:0;left:0;right:0;height:5px;background:var(--neutral-200);transition:background .2s}
.tier-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-3);border-color:transparent}
.tier-card .tier-img{width:100%;height:180px;margin:0 auto 14px;display:flex;align-items:center;justify-content:center;border-radius:var(--radius-md);background:linear-gradient(135deg,var(--neutral-50),#fff);padding:8px;overflow:hidden}
.tier-card .tier-img img{width:100%;height:100%;object-fit:cover;border-radius:var(--radius-sm)}
.tier-card .tier-badge{position:absolute;top:16px;right:16px}
.tier-card .tier-name{font-size:1.15rem;font-weight:800;color:var(--neutral-900);text-align:center;letter-spacing:-.01em;margin-bottom:4px}
.tier-card .tier-tag{font-size:.78rem;font-weight:600;color:var(--neutral-500);text-align:center;text-transform:uppercase;letter-spacing:.06em;margin-bottom:18px}
.tier-card .tier-amount{font-family:var(--font-mono);font-size:2.25rem;font-weight:800;color:var(--neutral-900);text-align:center;letter-spacing:-.02em;line-height:1}
.tier-card .tier-amount small{display:block;font-family:var(--font-sans);font-size:.72rem;font-weight:600;color:var(--neutral-400);text-transform:uppercase;letter-spacing:.06em;margin-top:6px}
.tier-card .tier-divider{height:1px;background:var(--neutral-100);margin:20px 0 18px}
.tier-card .tier-features{list-style:none;display:flex;flex-direction:column;gap:12px;flex:1}
.tier-card .tier-features li{display:grid;grid-template-columns:1fr auto;gap:10px;align-items:baseline;font-size:.875rem;color:var(--neutral-600)}
.tier-card .tier-features li .lbl{font-weight:500}
.tier-card .tier-features li .val{font-family:var(--font-mono);font-weight:700;color:var(--neutral-900);white-space:nowrap}
.tier-card .tier-cta{margin-top:20px}
.tier-card.tier-blue::before{background:var(--blue-500)}
.tier-card.tier-orange::before{background:var(--orange-400)}
.tier-card.tier-navy::before{background:var(--blue-800)}
.tier-card.tier-orange{border-color:var(--orange-100);box-shadow:0 8px 24px rgba(240,140,58,.08)}
.tier-card.tier-orange .tier-img{background:linear-gradient(135deg,var(--orange-50),#fff)}
.tier-card.tier-blue .tier-img{background:linear-gradient(135deg,var(--blue-50),#fff)}
.tier-card.tier-navy .tier-img{background:linear-gradient(135deg,#e0e8f5,#fff)}

/* Highlight stat strip */
.stat-strip{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--neutral-150);border:1px solid var(--neutral-150);border-radius:var(--radius-xl);overflow:hidden;margin-top:32px}
@media(min-width:768px){.stat-strip{grid-template-columns:repeat(3,1fr)}}
@media(min-width:1024px){.stat-strip{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}}
.stat-strip .ss-item{background:#fff;padding:22px 18px;text-align:center}
.stat-strip .ss-val{font-family:var(--font-mono);font-size:1.5rem;font-weight:800;color:var(--blue-500);letter-spacing:-.02em;line-height:1.1}
.stat-strip .ss-val.orange{color:var(--orange-500)}
.stat-strip .ss-lbl{font-size:.78rem;font-weight:600;color:var(--neutral-500);text-transform:uppercase;letter-spacing:.05em;margin-top:6px}

/* Highlight callout (left-accent box) */
.callout{display:flex;gap:16px;background:var(--blue-50);border-left:4px solid var(--blue-500);border-radius:var(--radius-md);padding:18px 20px;align-items:flex-start}
.callout.orange{background:var(--orange-50);border-left-color:var(--orange-400)}
.callout.warning{background:var(--warning-50);border-left-color:var(--warning-500)}
.callout .co-icon{width:36px;height:36px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0;box-shadow:var(--shadow-1)}
.callout .co-body{flex:1}
.callout .co-title{font-weight:700;color:var(--neutral-900);margin-bottom:4px;font-size:.95rem}
.callout .co-text{font-size:.875rem;color:var(--neutral-600);line-height:1.55;margin:0}

/* Feature tile (icon + title + text) */
.feature-tile{background:#fff;border:1px solid var(--neutral-150);border-radius:var(--radius-lg);padding:24px;transition:all .2s ease;height:100%;display:flex;flex-direction:column;gap:10px}
.feature-tile:hover{border-color:var(--blue-200);box-shadow:var(--shadow-2);transform:translateY(-2px)}
.feature-tile .ft-icon{width:48px;height:48px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-size:22px;background:var(--blue-50);color:var(--blue-500)}
.feature-tile.orange .ft-icon{background:var(--orange-50);color:var(--orange-500)}
.feature-tile .ft-img{width:100%;aspect-ratio:1/1;max-height:160px;border-radius:var(--radius-md);overflow:hidden;background:var(--blue-50);display:flex;align-items:center;justify-content:center;margin-bottom:6px}
.feature-tile.orange .ft-img{background:var(--orange-50)}
.feature-tile .ft-img img{width:100%;height:100%;object-fit:contain;padding:10px}
.feature-tile .ft-title{font-size:1rem;font-weight:700;color:var(--neutral-900)}
.feature-tile .ft-text{font-size:.875rem;color:var(--neutral-500);line-height:1.55;margin:0}

/* Document checklist card */
.doc-list{list-style:none;display:grid;gap:12px}
.doc-list li{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--neutral-150);border-radius:var(--radius-md);padding:14px 16px;font-size:.938rem;color:var(--neutral-700);transition:all .15s}
.doc-list li:hover{border-color:var(--blue-300);background:var(--blue-50)}
.doc-list li .doc-num{width:32px;height:32px;border-radius:50%;background:var(--blue-500);color:#fff;font-weight:700;font-size:.85rem;display:flex;align-items:center;justify-content:center;flex-shrink:0}

/* Comparison-row enhancement */
.data-table .pop-row td{background:linear-gradient(90deg,var(--orange-50),transparent 60%)}

/* === Colorful brand-blue data tables === */
.data-table thead th{background:linear-gradient(135deg,var(--blue-600),var(--blue-500));color:#fff;border-bottom:none;font-weight:700}
.data-table tbody tr:nth-child(even){background:color-mix(in srgb, var(--blue-50) 60%, #fff)}
.data-table tbody tr:hover{background:var(--blue-50)}
.data-table tbody tr:nth-child(even):hover{background:#dde8f7}
.data-table .rate{display:inline-block;color:var(--blue-700);background:var(--blue-50);padding:4px 12px;border-radius:999px;font-weight:700;border:1px solid var(--blue-100)}
.data-table .hl{display:inline-block;color:#fff;background:linear-gradient(135deg,var(--blue-600),var(--blue-500));padding:5px 14px;border-radius:8px;font-weight:800;box-shadow:0 4px 10px rgba(0,71,175,.18)}
.data-table tbody tr:last-child td{border-bottom:none}

/* Senior-citizen / right-side rate table accent */
.data-table.tbl-senior thead th{background:linear-gradient(135deg,var(--orange-500),var(--orange-400))}
.data-table.tbl-senior .rate{color:var(--orange-700);background:var(--orange-50);border-color:var(--orange-100)}
.data-table.tbl-senior tbody tr:nth-child(even){background:color-mix(in srgb, var(--orange-50) 60%, #fff)}
.data-table.tbl-senior tbody tr:hover{background:var(--orange-50)}

/* Emoji-based tier-card icon (no image needed) */
.tier-card .tier-img.tier-emoji{font-size:64px;line-height:1;background:linear-gradient(135deg,var(--blue-50),#fff)}
.tier-card.tier-orange .tier-img.tier-emoji{background:linear-gradient(135deg,var(--orange-50),#fff)}
.tier-card.tier-navy .tier-img.tier-emoji{background:linear-gradient(135deg,#e0e8f5,#fff)}
.tier-card.tier-success::before{background:var(--success-500)}
.tier-card.tier-success .tier-img.tier-emoji{background:linear-gradient(135deg,var(--success-50),#fff)}

/* Table section heading pill (General/Senior labels) */
.tbl-pill{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;border-radius:999px;font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;margin-bottom:14px}
.tbl-pill.blue{background:var(--blue-50);color:var(--blue-700);border:1px solid var(--blue-100)}
.tbl-pill.orange{background:var(--orange-50);color:var(--orange-700);border:1px solid var(--orange-100)}
.data-table tbody tr.pop-row,
.data-table tbody tr.pop-row:hover,
.data-table tbody tr.pop-row:nth-child(even){background:linear-gradient(90deg,var(--orange-50),#fff 70%)}

/* === Highlighted disclaimer notice === */
.notice{display:flex;gap:14px;align-items:flex-start;background:linear-gradient(135deg,var(--warning-50),#fff);border-left:4px solid var(--orange-400);padding:16px 20px;border-radius:var(--radius-md);max-width:820px;margin:28px auto 0;font-size:.86rem;color:var(--neutral-700);box-shadow:0 4px 14px rgba(217,119,6,.08)}
.notice .notice-icon{font-size:1.35rem;line-height:1.1;flex-shrink:0}
.notice .notice-text{flex:1;line-height:1.6}
.notice .notice-text strong{color:var(--orange-700)}

/* === Document-content yellow highlights === */
mark.hl{
  display:inline-block;
  background:linear-gradient(135deg,var(--orange-50) 0%,#FFE7CC 100%);
  color:var(--blue-800);
  padding:10px 18px;
  border-left:4px solid var(--orange-500);
  border-radius:8px;
  font-weight:600;
  font-style:italic;
  box-shadow:0 2px 8px rgba(217,122,42,.12);
  line-height:1.6;
}
p > mark.hl{margin:6px 0}
.doc-section h3{margin:24px 0 10px;font-size:1.25rem;color:var(--neutral-900)}
.doc-section h4{margin:18px 0 8px;font-size:1.05rem;color:var(--neutral-800)}
.doc-section p{color:var(--neutral-700);margin-bottom:12px;line-height:1.7}
.doc-section ul{margin:8px 0 16px 22px;color:var(--neutral-700);line-height:1.8}
.doc-section .tagline{font-style:italic;text-align:center;color:var(--primary-600);font-size:1.1rem;margin:20px 0}

/* === WhatsApp floating popup === */
.wa-float{position:fixed;right:18px;bottom:18px;width:58px;height:58px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(37,211,102,.45);z-index:998;border:none;cursor:pointer;transition:transform .2s}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:30px;height:30px;fill:#fff}
.wa-float-badge{position:absolute;top:-2px;right:-2px;background:#dc2626;color:#fff;font-size:.7rem;font-weight:700;min-width:20px;height:20px;border-radius:10px;display:flex;align-items:center;justify-content:center;padding:0 5px;border:2px solid #fff;animation:waPulse 1.4s infinite}
@keyframes waPulse{0%,100%{transform:scale(1)}50%{transform:scale(1.15)}}

.wa-popup{position:fixed;right:18px;bottom:88px;width:320px;max-width:calc(100vw - 36px);background:#fff;border-radius:14px;box-shadow:0 18px 50px rgba(0,0,0,.25);z-index:999;opacity:0;transform:translateY(20px) scale(.95);pointer-events:none;transition:all .25s ease;overflow:hidden;border:1px solid rgba(0,0,0,.06)}
.wa-popup.open{opacity:1;transform:translateY(0) scale(1);pointer-events:auto}
.wa-popup-head{background:linear-gradient(135deg,#075E54,#128C7E);color:#fff;padding:14px 14px;display:flex;align-items:center;gap:12px;position:relative}
.wa-popup-avatar{width:42px;height:42px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.wa-popup-avatar svg{width:24px;height:24px;fill:#fff}
.wa-popup-title{flex:1;min-width:0}
.wa-popup-name{font-weight:700;font-size:.98rem;line-height:1.2}
.wa-popup-status{font-size:.74rem;opacity:.9;display:flex;align-items:center;gap:6px;margin-top:2px}
.wa-dot{width:7px;height:7px;background:#4ade80;border-radius:50%;display:inline-block}
.wa-popup-close{background:transparent;border:none;color:#fff;font-size:1.6rem;line-height:1;cursor:pointer;padding:0 4px;opacity:.85}
.wa-popup-close:hover{opacity:1}
.wa-popup-body{padding:14px 14px 16px;background:#ECE5DD}
.wa-popup-greet{background:#fff;padding:10px 12px;border-radius:0 10px 10px 10px;font-size:.85rem;color:var(--neutral-800);line-height:1.45;margin-bottom:12px;box-shadow:0 1px 1px rgba(0,0,0,.05);position:relative}
.wa-popup-form{display:flex;flex-direction:column;gap:8px}
.wa-popup-form input,.wa-popup-form select,.wa-popup-form textarea{width:100%;padding:10px 12px;border:1px solid #d1d5db;border-radius:8px;font-size:.88rem;font-family:inherit;background:#fff;outline:none;transition:border-color .15s}
.wa-popup-form input:focus,.wa-popup-form select:focus,.wa-popup-form textarea:focus{border-color:#25D366;box-shadow:0 0 0 3px rgba(37,211,102,.15)}
.wa-popup-form textarea{resize:vertical;min-height:48px}
.wa-popup-submit{background:#25D366;color:#fff;border:none;padding:11px 14px;border-radius:8px;font-weight:700;font-size:.92rem;cursor:pointer;margin-top:4px;transition:background .15s}
.wa-popup-submit:hover{background:#1ebe5d}
@media(max-width:480px){.wa-popup{right:12px;left:12px;width:auto;bottom:82px}.wa-float{right:14px;bottom:14px}}

/* ============================================================
   PARTNER WITH US — colorful, logo-based section theme
   Scoped to body.pw-page (set by components.js for partner pages)
   ============================================================ */
.pw-page .section-overline{display:inline-block;background:var(--blue-50);color:var(--blue-600);padding:5px 14px;border-radius:999px;font-weight:800;letter-spacing:.04em}
.pw-page .section:nth-of-type(2n) .section-overline{background:var(--orange-50);color:var(--orange-600)}

/* Strict white / light-blue alternation — uses .section-alt assigned at
   runtime by YPnormalizeSections. No cream/peach bands. */
.pw-page .section{background:#fff}
.pw-page .section.section-alt{background:var(--blue-50)}

/* Colourful boxed feature tiles, rotating logo colours */
.pw-page .feature-tile{border:none;border-radius:var(--radius-xl);padding:28px 24px;box-shadow:0 10px 28px rgba(0,71,175,.10);color:#fff;background:linear-gradient(150deg,var(--blue-500),var(--blue-700))}
.pw-page .feature-tile:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(0,71,175,.22)}
.pw-page .feature-tile:nth-child(4n+2),.pw-page .feature-tile.orange{background:linear-gradient(150deg,var(--orange-300),var(--orange-500))}
.pw-page .feature-tile:nth-child(4n+3){background:linear-gradient(150deg,#1FA97A,#0E7A57)}
.pw-page .feature-tile:nth-child(4n){background:linear-gradient(150deg,var(--blue-400),var(--blue-600))}
.pw-page .feature-tile .ft-icon,.pw-page .feature-tile.orange .ft-icon{width:54px;height:54px;border-radius:16px;font-size:26px;background:rgba(255,255,255,.22);color:#fff;backdrop-filter:blur(2px)}
.pw-page .feature-tile .ft-title{color:#fff;font-size:1.08rem}
.pw-page .feature-tile .ft-text{color:rgba(255,255,255,.92)}

/* Deep-blue gradient grid theme (applied per-page via body.tg-blue) */
body.tg-blue .feature-tile{border:none;border-radius:var(--radius-xl);padding:28px 24px;box-shadow:0 10px 28px rgba(0,71,175,.10);color:#fff;background:linear-gradient(150deg,var(--blue-500),var(--blue-700))}
body.tg-blue .feature-tile.orange,body.tg-blue.pw-page .feature-tile:nth-child(4n+2),body.tg-blue.pw-page .feature-tile:nth-child(4n+3),body.tg-blue.pw-page .feature-tile:nth-child(4n){background:linear-gradient(150deg,var(--blue-500),var(--blue-700))}
body.tg-blue .feature-tile:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(0,71,175,.22)}
body.tg-blue .feature-tile .ft-icon,body.tg-blue .feature-tile.orange .ft-icon{width:54px;height:54px;border-radius:16px;font-size:26px;background:rgba(255,255,255,.22);color:#fff;backdrop-filter:blur(2px)}
body.tg-blue .feature-tile .ft-img,body.tg-blue .feature-tile.orange .ft-img{background:rgba(255,255,255,.18)}
body.tg-blue .feature-tile .ft-title{color:#fff;font-size:1.08rem}
body.tg-blue .feature-tile .ft-text{color:rgba(255,255,255,.92)}

/* Coloured boxed feature lists */
.pw-page .feature-list li{background:#fff;border:1px solid var(--neutral-150);border-left:4px solid var(--blue-500);border-radius:var(--radius-md);padding:12px 14px;margin-bottom:10px;box-shadow:0 4px 14px rgba(0,0,0,.04);font-weight:600;color:var(--neutral-800)}
.pw-page .section:nth-of-type(2n) .feature-list li{border-left-color:var(--orange-400)}

/* Steps as colourful connected boxes */
.pw-page .step{background:#fff;border-radius:var(--radius-lg);box-shadow:0 8px 24px rgba(0,71,175,.08);padding:28px 18px 22px}
.pw-page .step:nth-child(2n)::before{background:linear-gradient(135deg,var(--orange-300),var(--orange-500))}
.pw-page .step::before{background:linear-gradient(135deg,var(--blue-500),var(--blue-700));box-shadow:0 6px 16px rgba(0,71,175,.3)}

/* Cards get a colourful top accent */
.pw-page .card{border-top:4px solid var(--blue-500)}
.pw-page .card .card-icon{background:linear-gradient(135deg,var(--blue-500),var(--blue-700));color:#fff}

/* The summary doc-section becomes a soft branded box */
.pw-page .doc-section .container{background:#fff;border:1px solid var(--neutral-150);border-radius:var(--radius-xl);padding:36px 32px;box-shadow:0 14px 40px rgba(0,71,175,.07)}
.pw-page .doc-section ul li{margin-bottom:6px}

/* ---- Light card treatment so even plain text never looks bare ---- */
/* Standalone paragraphs that sit directly in a section container become soft cards */
.pw-page .section:not(.doc-section) .container > p{
  background:#fff;border:1px solid var(--neutral-150);border-radius:var(--radius-lg);
  padding:18px 22px;margin-top:14px;color:var(--neutral-700);
  box-shadow:0 6px 20px rgba(0,71,175,.05);
}
.pw-page .section:nth-of-type(2n):not(.doc-section) .container > p{box-shadow:0 6px 20px rgba(245,130,32,.06)}

/* Section headers get a touch more breathing room + colour accent on the rule */
.pw-page .section .section-title{position:relative}

/* doc-section: turn the plain bullet lists into tidy boxed check-rows */
.pw-page .doc-section ul{list-style:none;padding:0;display:grid;gap:10px;grid-template-columns:1fr;margin:10px 0 20px}
@media(min-width:640px){.pw-page .doc-section ul{grid-template-columns:1fr 1fr}}
.pw-page .doc-section ul li{
  background:#fff;border:1px solid var(--neutral-150);border-left:4px solid var(--blue-500);
  border-radius:var(--radius-md);padding:12px 14px 12px 38px;position:relative;margin-bottom:0;
  box-shadow:0 4px 14px rgba(0,0,0,.04);font-weight:600;color:var(--neutral-800);
}
.pw-page .doc-section ul li::before{
  content:"✓";position:absolute;left:12px;top:50%;transform:translateY(-50%);
  color:var(--blue-600);font-weight:900;
}
.pw-page .doc-section ul li:nth-child(2n){border-left-color:var(--orange-400)}
.pw-page .doc-section ul li:nth-child(2n)::before{color:var(--orange-500)}
.pw-page .doc-section h3{color:var(--blue-700);margin-top:10px}

/* Plan / generic cards get a lift + colourful accent row */
.pw-page .card{transition:transform .25s ease,box-shadow .25s ease}
.pw-page .card:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(0,71,175,.14)}
.pw-page .card:nth-child(2n){border-top-color:var(--orange-400)}
.pw-page .card:nth-child(2n) .card-icon{background:linear-gradient(135deg,var(--orange-300),var(--orange-500))}

/* tagline highlight gets a soft pill so closing lines pop */
.pw-page .tagline .hl{background:linear-gradient(120deg,var(--blue-50),var(--orange-50));padding:4px 12px;border-radius:999px}

/* ============================================================
   HOME PAGE — Deep-blue gradient on selected card sections only
   Scope: body.home-blue (index.html only)
   Sections: #services svc-cards, Partner With Us grid-3,
             Why YoursPay grid-4, Testimonials grid-3, hero contact form
   ============================================================ */
body.home-blue #services .svc-card,
body.home-blue section.section-alt .grid-3 > .card,
body.home-blue section.section .grid-4 > .card,
body.home-blue section.section-alt .grid-3 > .testimonial,
body.home-blue .hero-form{
  background:linear-gradient(150deg,var(--blue-500),var(--blue-700)) !important;
  color:#fff !important;
  border:none !important;
  box-shadow:0 10px 28px rgba(0,71,175,.12) !important;
  transition:transform .25s ease, box-shadow .25s ease;
}
body.home-blue #services .svc-card:hover,
body.home-blue section.section-alt .grid-3 > .card:hover,
body.home-blue section.section .grid-4 > .card:hover,
body.home-blue section.section-alt .grid-3 > .testimonial:hover,
body.home-blue .hero-form:hover{
  transform:translateY(-6px);
  box-shadow:0 18px 40px rgba(0,71,175,.22) !important;
}

/* Text inside the dark cards → white/light */
body.home-blue #services .svc-card .card-title,
body.home-blue #services .svc-card .card-text,
body.home-blue section.section-alt .grid-3 > .card h3,
body.home-blue section.section-alt .grid-3 > .card .card-text,
body.home-blue section.section .grid-4 > .card .card-title,
body.home-blue section.section .grid-4 > .card .card-text,
body.home-blue section.section-alt .grid-3 > .testimonial .testimonial-text,
body.home-blue section.section-alt .grid-3 > .testimonial .testimonial-name,
body.home-blue section.section-alt .grid-3 > .testimonial .testimonial-role,
body.home-blue .hero-form .hero-form-title,
body.home-blue .hero-form .hero-form-sub,
body.home-blue .hero-form label{
  color:#fff !important;
}
body.home-blue #services .svc-card .card-text,
body.home-blue section.section-alt .grid-3 > .card .card-text,
body.home-blue section.section .grid-4 > .card .card-text,
body.home-blue section.section-alt .grid-3 > .testimonial .testimonial-text,
body.home-blue section.section-alt .grid-3 > .testimonial .testimonial-role,
body.home-blue .hero-form .hero-form-sub{
  color:rgba(255,255,255,.92) !important;
}

/* Why YoursPay icon chips → translucent white over blue */
body.home-blue section.section .grid-4 > .card .card-icon{
  background:rgba(255,255,255,.22) !important;
  color:#fff !important;
  backdrop-filter:blur(2px);
}

/* Testimonial avatars on dark bg */
body.home-blue section.section-alt .grid-3 > .testimonial .testimonial-avatar{
  background:rgba(255,255,255,.22) !important;
  color:#fff !important;
}

/* Form inputs readable on dark blue */
body.home-blue .hero-form .form-input,
body.home-blue .hero-form .form-select{
  background:rgba(255,255,255,.95) !important;
  color:var(--neutral-900) !important;
  border:1px solid rgba(255,255,255,.5) !important;
}
body.home-blue .hero-form .form-input::placeholder{color:var(--neutral-500) !important}

/* All buttons inside these sections → ORANGE brand */
body.home-blue #services .svc-card .btn,
body.home-blue section.section-alt .grid-3 > .card .btn,
body.home-blue section.section .grid-4 > .card .btn,
body.home-blue section.section-alt .grid-3 > .testimonial .btn,
body.home-blue .hero-form .btn{
  background:var(--orange-400) !important;
  color:#fff !important;
  border:none !important;
}
body.home-blue #services .svc-card .btn:hover,
body.home-blue section.section-alt .grid-3 > .card .btn:hover,
body.home-blue section.section .grid-4 > .card .btn:hover,
body.home-blue section.section-alt .grid-3 > .testimonial .btn:hover,
body.home-blue .hero-form .btn:hover{
  background:var(--orange-500) !important;
}

/* Keep media image corners clean when card bg is dark */
body.about-page .section-alt .grid-2 > .card{
  background:linear-gradient(150deg,var(--blue-500),var(--blue-700)) !important;
  color:#fff !important;
  border:none !important;
  box-shadow:0 10px 28px rgba(0,71,175,.12) !important;
  transition:transform .25s ease, box-shadow .25s ease;
}
body.about-page .section-alt .grid-2 > .card:hover{
  transform:translateY(-6px);
  box-shadow:0 18px 40px rgba(0,71,175,.22) !important;
}

/* Text inside Mission/Vision cards → white/light */
body.about-page .section-alt .grid-2 > .card h3,
body.about-page .section-alt .grid-2 > .card .card-text{
  color:#fff !important;
}
body.about-page .section-alt .grid-2 > .card .card-text{
  color:rgba(255,255,255,.92) !important;
}

/* Icon chips → translucent white over blue */
body.about-page .section-alt .grid-2 > .card .card-icon{
  background:rgba(255,255,255,.22) !important;
  color:#fff !important;
  backdrop-filter:blur(2px);
}

/* ============================================================
   SITE-WIDE — Deep-blue gradient on card grids for all pages
   Scope: body.site-blue (every page except home & about which
   have their own scoped themes). Targets rows of 2/3/4 card
   tiles. Skips orange CTA bands and partner pw-page theme.
   ============================================================ */
body.site-blue:not(.pw-page) .grid-2 > .card,
body.site-blue:not(.pw-page) .grid-3 > .card,
body.site-blue:not(.pw-page) .grid-4 > .card,
body.site-blue:not(.pw-page) .grid-2 > .svc-card,
body.site-blue:not(.pw-page) .grid-3 > .svc-card,
body.site-blue:not(.pw-page) .grid-4 > .svc-card,
body.site-blue:not(.pw-page) .grid-3 > .testimonial{
  background:linear-gradient(150deg,var(--blue-500),var(--blue-700)) !important;
  color:#fff !important;
  border:none !important;
  box-shadow:0 10px 28px rgba(0,71,175,.12) !important;
  transition:transform .25s ease, box-shadow .25s ease;
}
body.site-blue:not(.pw-page) .grid-2 > .card:hover,
body.site-blue:not(.pw-page) .grid-3 > .card:hover,
body.site-blue:not(.pw-page) .grid-4 > .card:hover,
body.site-blue:not(.pw-page) .grid-2 > .svc-card:hover,
body.site-blue:not(.pw-page) .grid-3 > .svc-card:hover,
body.site-blue:not(.pw-page) .grid-4 > .svc-card:hover,
body.site-blue:not(.pw-page) .grid-3 > .testimonial:hover{
  transform:translateY(-6px);
  box-shadow:0 18px 40px rgba(0,71,175,.22) !important;
}

/* Text inside the blue cards → white/light */
body.site-blue:not(.pw-page) .grid-2 > .card .card-title,
body.site-blue:not(.pw-page) .grid-3 > .card .card-title,
body.site-blue:not(.pw-page) .grid-4 > .card .card-title,
body.site-blue:not(.pw-page) .grid-2 > .card h3,
body.site-blue:not(.pw-page) .grid-3 > .card h3,
body.site-blue:not(.pw-page) .grid-4 > .card h3,
body.site-blue:not(.pw-page) .grid-2 > .card h4,
body.site-blue:not(.pw-page) .grid-3 > .card h4,
body.site-blue:not(.pw-page) .grid-4 > .card h4,
body.site-blue:not(.pw-page) .grid-2 > .svc-card .card-title,
body.site-blue:not(.pw-page) .grid-3 > .svc-card .card-title,
body.site-blue:not(.pw-page) .grid-4 > .svc-card .card-title,
body.site-blue:not(.pw-page) .grid-3 > .testimonial .testimonial-name{
  color:#fff !important;
}
body.site-blue:not(.pw-page) .grid-2 > .card .card-text,
body.site-blue:not(.pw-page) .grid-3 > .card .card-text,
body.site-blue:not(.pw-page) .grid-4 > .card .card-text,
body.site-blue:not(.pw-page) .grid-2 > .card p,
body.site-blue:not(.pw-page) .grid-3 > .card p,
body.site-blue:not(.pw-page) .grid-4 > .card p,
body.site-blue:not(.pw-page) .grid-2 > .card li,
body.site-blue:not(.pw-page) .grid-3 > .card li,
body.site-blue:not(.pw-page) .grid-4 > .card li,
body.site-blue:not(.pw-page) .grid-2 > .svc-card .card-text,
body.site-blue:not(.pw-page) .grid-3 > .svc-card .card-text,
body.site-blue:not(.pw-page) .grid-4 > .svc-card .card-text,
body.site-blue:not(.pw-page) .grid-3 > .testimonial .testimonial-text,
body.site-blue:not(.pw-page) .grid-3 > .testimonial .testimonial-role{
  color:rgba(255,255,255,.92) !important;
}

/* Icon chips → translucent white over blue */
body.site-blue:not(.pw-page) .grid-2 > .card .card-icon,
body.site-blue:not(.pw-page) .grid-3 > .card .card-icon,
body.site-blue:not(.pw-page) .grid-4 > .card .card-icon,
body.site-blue:not(.pw-page) .grid-3 > .testimonial .testimonial-avatar{
  background:rgba(255,255,255,.22) !important;
  color:#fff !important;
  backdrop-filter:blur(2px);
}

/* All buttons inside these blue cards → ORANGE brand */
body.site-blue:not(.pw-page) .grid-2 > .card .btn,
body.site-blue:not(.pw-page) .grid-3 > .card .btn,
body.site-blue:not(.pw-page) .grid-4 > .card .btn,
body.site-blue:not(.pw-page) .grid-2 > .svc-card .btn,
body.site-blue:not(.pw-page) .grid-3 > .svc-card .btn,
body.site-blue:not(.pw-page) .grid-4 > .svc-card .btn,
body.site-blue:not(.pw-page) .grid-3 > .testimonial .btn{
  background:var(--orange-400) !important;
  color:#fff !important;
  border:none !important;
}
body.site-blue:not(.pw-page) .grid-2 > .card .btn:hover,
body.site-blue:not(.pw-page) .grid-3 > .card .btn:hover,
body.site-blue:not(.pw-page) .grid-4 > .card .btn:hover,
body.site-blue:not(.pw-page) .grid-2 > .svc-card .btn:hover,
body.site-blue:not(.pw-page) .grid-3 > .svc-card .btn:hover,
body.site-blue:not(.pw-page) .grid-4 > .svc-card .btn:hover,
body.site-blue:not(.pw-page) .grid-3 > .testimonial .btn:hover{
  background:var(--orange-500) !important;
}

/* Card media images on dark bg → transparent backing */
body.site-blue:not(.pw-page) .grid-2 > .card .card-media,
body.site-blue:not(.pw-page) .grid-3 > .card .card-media,
body.site-blue:not(.pw-page) .grid-4 > .card .card-media{
  background:rgba(255,255,255,.10) !important;
}

/* === Advisor Program page: alternating sections + blue-gradient check cards === */
body.advisor-page section.section{background:#fff !important}
body.advisor-page section.section.section-alt{background:var(--blue-50) !important}
body.advisor-page section.advisor-why-join{background:var(--blue-50) !important}
body.advisor-page section.doc-partner{background:var(--blue-50) !important}
body.advisor-page section.doc-advisor{background:#fff !important}
body.advisor-page section.doc-section{padding:50px 0}
body.advisor-page .doc-section .tagline{margin:24px 0 8px}

body.advisor-page .advisor-check-grid{
  list-style:none;padding:0;margin:14px 0 26px;
  display:grid;gap:14px;grid-template-columns:1fr;
}
@media(min-width:640px){body.advisor-page .advisor-check-grid{grid-template-columns:1fr 1fr}}
@media(min-width:960px){body.advisor-page .advisor-check-grid{grid-template-columns:1fr 1fr 1fr}}
body.advisor-page .advisor-check-grid > li{
  background:linear-gradient(150deg,var(--blue-500),var(--blue-700));
  color:#fff;font-weight:600;
  padding:16px 18px 16px 46px;border-radius:14px;
  box-shadow:0 10px 28px rgba(0,71,175,.18);
  position:relative;line-height:1.4;
  transition:transform .18s ease, box-shadow .18s ease;
}
body.advisor-page .advisor-check-grid > li:hover{
  transform:translateY(-3px);box-shadow:0 14px 34px rgba(0,71,175,.24);
}
body.advisor-page .advisor-check-grid > li::before{
  content:"✓";position:absolute;left:14px;top:50%;transform:translateY(-50%);
  width:22px;height:22px;border-radius:50%;
  background:rgba(255,255,255,.18);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:.85rem;font-weight:700;backdrop-filter:blur(2px);
}

body.advisor-page .doc-section h3{color:var(--blue-700);margin-top:18px}
body.advisor-page .doc-section .btn,
body.advisor-page .doc-section button{
  background:var(--orange-400) !important;color:#fff !important;border-color:transparent !important;
}
body.advisor-page .doc-section .btn:hover,
body.advisor-page .doc-section button:hover{background:var(--orange-500) !important}

/* ============================================================
   GLOBAL READABILITY FIX — Any text/link inside deep-blue
   gradient cards must be white (overrides inline color styles
   like color:var(--neutral-500/600/800) and default link color).
   Scope: all three blue-card themes (home, about, site-wide).
   Excludes: form inputs/selects, .btn (they have own colors).
   ============================================================ */
body.home-blue #services .svc-card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.home-blue section.section-alt .grid-3 > .card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.home-blue section.section .grid-4 > .card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.home-blue section.section-alt .grid-3 > .testimonial :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.about-page .section-alt .grid-2 > .card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-2 > .card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-3 > .card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-4 > .card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-2 > .svc-card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-3 > .svc-card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-4 > .svc-card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-3 > .testimonial :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time):not(.btn,.badge){
  color:#fff !important;
}

/* Links inside blue cards: white + subtle underline so they read as links */
body.home-blue #services .svc-card a:not(.btn,.badge),
body.home-blue section.section-alt .grid-3 > .card a:not(.btn,.badge),
body.home-blue section.section .grid-4 > .card a:not(.btn,.badge),
body.home-blue section.section-alt .grid-3 > .testimonial a:not(.btn,.badge),
body.about-page .section-alt .grid-2 > .card a:not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-2 > .card a:not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-3 > .card a:not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-4 > .card a:not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-2 > .svc-card a:not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-3 > .svc-card a:not(.btn,.badge),
body.site-blue:not(.pw-page) .grid-4 > .svc-card a:not(.btn,.badge){
  color:#fff !important;
  text-decoration:underline;
  text-underline-offset:3px;
  text-decoration-color:rgba(255,255,255,.55);
}
body.home-blue .svc-card a:not(.btn,.badge):hover,
body.about-page .section-alt .grid-2 > .card a:not(.btn,.badge):hover,
body.site-blue:not(.pw-page) .grid-2 > .card a:not(.btn,.badge):hover,
body.site-blue:not(.pw-page) .grid-3 > .card a:not(.btn,.badge):hover,
body.site-blue:not(.pw-page) .grid-4 > .card a:not(.btn,.badge):hover{
  text-decoration-color:#fff;
}

/* ============================================================
   Resource Centre & Blog card grids — apply deep-blue gradient
   to .rc-card and .blog-card tiles site-wide (scoped to site-blue)
   ============================================================ */
body.site-blue:not(.pw-page) .rc-grid > .rc-card,
body.site-blue:not(.pw-page) .blog-grid > .blog-card{
  background:linear-gradient(150deg,var(--blue-500),var(--blue-700)) !important;
  border:none !important;
  box-shadow:0 10px 28px rgba(0,71,175,.15) !important;
  color:#fff !important;
}
body.site-blue:not(.pw-page) .rc-grid > .rc-card:hover,
body.site-blue:not(.pw-page) .blog-grid > .blog-card:hover{
  transform:translateY(-4px);
  box-shadow:0 14px 32px rgba(0,71,175,.25) !important;
}
/* Force all text inside to white */
body.site-blue:not(.pw-page) .rc-grid > .rc-card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time,article):not(.btn,.badge,.rc-tag,.rc-num,.rc-icon),
body.site-blue:not(.pw-page) .blog-grid > .blog-card :where(div,span,p,li,h1,h2,h3,h4,h5,h6,a,label,strong,em,small,mark,address,time,article):not(.btn,.badge,.rc-tag,.rc-num,.rc-icon){
  color:#fff !important;
}
/* Icon / numeric badge inside resource cards — keep on white pill for contrast */
body.site-blue:not(.pw-page) .rc-grid > .rc-card .rc-icon,
body.site-blue:not(.pw-page) .rc-grid > .rc-card .rc-num{
  background:#fff !important;
  color:var(--blue-700) !important;
}
/* Tag pill stays on the orange brand tone for accent */
body.site-blue:not(.pw-page) .rc-grid > .rc-card .rc-tag{
  background:#fff !important;
  color:var(--orange-500) !important;
}
/* Links inside blue resource/blog cards */
body.site-blue:not(.pw-page) .rc-grid > .rc-card a:not(.btn,.badge),
body.site-blue:not(.pw-page) .blog-grid > .blog-card a:not(.btn,.badge){
  color:#fff !important;
  text-decoration:underline;
  text-underline-offset:3px;
  text-decoration-color:rgba(255,255,255,.55);
}
body.site-blue:not(.pw-page) .rc-grid > .rc-card a:not(.btn,.badge):hover,
body.site-blue:not(.pw-page) .blog-grid > .blog-card a:not(.btn,.badge):hover{
  text-decoration-color:#fff;
}
/* Buttons inside the cards: orange brand */
body.site-blue:not(.pw-page) .rc-grid > .rc-card .btn,
body.site-blue:not(.pw-page) .blog-grid > .blog-card .btn{
  background:var(--orange-500) !important;
  color:#fff !important;
  border-color:var(--orange-500) !important;
}
body.site-blue:not(.pw-page) .rc-grid > .rc-card .btn:hover,
body.site-blue:not(.pw-page) .blog-grid > .blog-card .btn:hover{
  background:var(--orange-600) !important;
  border-color:var(--orange-600) !important;
}

/* Highlighted tagline pill */
.tagline-pill{
  display:inline-block;
  background:linear-gradient(90deg,#fef3e2,#fde6cc);
  border-left:4px solid var(--orange-500,#f97316);
  border-radius:999px;
  padding:10px 24px;
  margin-top:20px;
  font-weight:600;
  font-style:italic;
  color:var(--blue-600,#1e3a8a);
  box-shadow:0 2px 8px rgba(249,115,22,.12);
}

/* ============================================================
   TIER CARDS - BLUE GRADIENT THEME (matches home service cards)
   Applies to savings-account, fixed-deposit, recurring-deposit,
   children-savings-schemes pages.
   ============================================================ */
.tier-card{
  background:linear-gradient(150deg,var(--blue-500),var(--blue-700)) !important;
  color:#fff !important;
  border:none !important;
  box-shadow:0 10px 28px rgba(0,71,175,.18) !important;
}
.tier-card:hover{
  transform:translateY(-6px);
  box-shadow:0 18px 40px rgba(0,71,175,.28) !important;
  border-color:transparent !important;
}
.tier-card::before{display:none !important}
.tier-card .tier-img{
  background:rgba(255,255,255,.96) !important;
}
.tier-card .tier-name,
.tier-card .tier-amount{color:#fff !important}
.tier-card .tier-tag,
.tier-card .tier-amount small{color:rgba(255,255,255,.85) !important}
.tier-card .tier-divider{background:rgba(255,255,255,.22) !important}
.tier-card .tier-features li{color:rgba(255,255,255,.92) !important}
.tier-card .tier-features li .val{color:#fff !important}
.tier-card .tier-cta,
.tier-card .btn{
  background:var(--orange-400) !important;
  color:#fff !important;
  border:none !important;
}
.tier-card .tier-cta:hover,
.tier-card .btn:hover{background:var(--orange-500) !important}
.tier-card .tier-badge,
.tier-card .badge{
  background:rgba(255,255,255,.92) !important;
  color:var(--blue-700) !important;
}

/* ============================================================
   FLIP CARD - savings-accounts.html only
   ============================================================ */
.flip-card{
  background:transparent !important;
  padding:0 !important;
  border:none !important;
  box-shadow:none !important;
  overflow:visible !important;
  perspective:1600px;
  min-height:480px;
}
.flip-card:hover{transform:none !important;box-shadow:none !important}
.flip-card .flip-inner{
  position:relative;
  width:100%;
  min-height:480px;
  transition:transform .75s cubic-bezier(.4,.15,.2,1);
  transform-style:preserve-3d;
}
.flip-card:hover .flip-inner,
.flip-card:focus-within .flip-inner,
.flip-card.is-flipped .flip-inner{transform:rotateY(180deg)}
.flip-card .flip-front,
.flip-card .flip-back{
  position:absolute;
  inset:0;
  -webkit-backface-visibility:hidden;
  backface-visibility:hidden;
  border-radius:var(--radius-xl);
  background:linear-gradient(150deg,var(--blue-500),var(--blue-700));
  color:#fff;
  box-shadow:0 10px 28px rgba(0,71,175,.18);
  padding:28px 24px 24px;
  display:flex;
  flex-direction:column;
  overflow:hidden;
}
.flip-card .flip-back{transform:rotateY(180deg);justify-content:flex-start}
.flip-card .flip-front{justify-content:flex-start;text-align:center}
.flip-card .flip-front .tier-img{height:240px;margin-bottom:18px}
.flip-card .flip-front .tier-name{font-size:1.35rem;color:#fff}
.flip-card .flip-front .tier-tag{color:rgba(255,255,255,.9);margin-bottom:14px}
.flip-card .flip-hint{
  margin-top:auto;
  font-size:.72rem;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:rgba(255,255,255,.7);
  display:flex;align-items:center;justify-content:center;gap:6px;
}
.flip-card .flip-hint::after{content:"↻";font-size:.9rem}
.flip-card .tier-badge{z-index:3}
.flip-card:hover .flip-hint{opacity:0}
@media (hover: none){
  .flip-card:hover .flip-inner{transform:none}
  .flip-card.is-flipped .flip-inner{transform:rotateY(180deg)}
  .flip-card .flip-hint::before{content:"Tap "}
}
@media (max-width:767px){
  .flip-card,.flip-card .flip-inner{min-height:440px}
}