📅 Up to 11.5% Interest for Seniors

Recurring Deposit - Monthly Special Savings

Save a fixed amount every month and earn rising interest year on year. A disciplined way for families in Salem and Tamil Nadu to build wealth gradually.

✓ Up to 11.5% RD (senior) ✓ Lakshmi Gold & Gubera offers ✓ 12 – 36 months tenure
Indian family saving monthly through Recurring Deposit scheme
9%*
RD General (1yr)
10%*
RD General (2yr)
11%*
RD General (3yr)
11.5%*
RD Senior (3yr)

This scheme is offered by Salem YoursPay Capital Limited (SYCL).

Recurring Deposit

Monthly Special Savings Scheme - RD

Save every month and earn rising interest year on year - plus special festive offers.

Young Indian woman saving monthly through recurring deposit
General Citizen RD
Up to 11%
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11%3 Year Rate
  • 1 Year9%
  • 2 Years10%
  • 3 Years11%
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★ Best Rate
Senior citizen managing recurring deposit savings
Senior Citizen RD
Up to 11.5%
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11.5%3 Year Rate
  • 1 Year9.5%
  • 2 Years10.5%
  • 3 Years11.5%
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Offer
Lakshmi gold coin and rupee notes representing RD bonus offer
RD Bonus Offer
Lakshmi & Gubera
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100%2nd Month Bonus
  • Lakshmi Gold (₹500)50%*
  • Gubera Lakshmi (₹1,000)100%*
  • Lifetime Offer
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2nd-month RD offer applies on the first month's initial amount. Not applicable to customers who have already availed an offer.

⚠️
Please note: All interest rates are approximate and subject to change. Terms & conditions apply. Please confirm current rates and offer eligibility at our Salem branch before investing.
Get Started

Open a Recurring Deposit

Share your details and our Salem team will help you start your monthly savings.

Recurring Deposits (RD)

Small Contributions. Big Aspirations.

Achieve your financial goals through the power of consistent saving. Our Recurring Deposit plans encourage disciplined investments, allowing you to build wealth gradually while maintaining complete financial flexibility.

Whether you're planning for education, celebrations, travel, or future investments, every monthly contribution brings you closer to your goals.

Key Benefits

Save regularly. Grow consistently. Succeed confidently.

Plan Smarter

RD Calculator

See how monthly savings grow.

Recurring Deposit Calculator

Amount at the end of the tenure
₹0
Total Savings₹0
Interest Earned₹0
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Build Savings, One Month at a Time

Talk to a YoursPay advisor about the best Recurring Deposit plan for you.